Bret Nason

Attorney at Law

Bret Nason

Attorney at Law

How I can help

Every problem is different
and requires its own analysis.

I understand..

You’re probably here because you’ve got debt problems and are looking for a little help in dealing with them. You’ve been trying to pay your creditors, but you just can’t seem to get ahead. And the 30% interest rates you’re paying aren’t helping matters.
Your debt is making it difficult to sleep at night, making you irritable and causing arguments with friends and family, and generally stressing you out. Maybe your home is in foreclosure, maybe you’ve just been sued, or maybe you’re tired of the constant calls and threats from debt collectors. These are the types of problems I deal with every day.

And I can help you:

Stop wage garnishments

Once you file a Chapter 128, or a Chapter 7 or Chapter 13 bankruptcy, garnishments stop immediately.

End calls and threatening letters from debt collectors

If debt collectors continue to harass you after we file, they can be sanctioned by the court.

Keep your home out of foreclosure

If you are in danger of foreclosure, a Chapter 13 bankruptcy will allow you to get caught up on your mortgage payments and keep your home.

Protect your vehicle from repossession

Once you file a bankruptcy, creditors are not allowed to repossess your vehicle without getting permission from the court, which usually takes a few weeks.

Rework your budget so you can start saving money

I’ll help you prepare a budget where you can pay your monthly expenses with room to spare.

Protect your assets from creditors

Many people think you lose all of your assets in bankruptcy. Not true. Contact me to see how you can keep your most important assets while getting rid of most of your debt.
Knowing the problem is only the beginning.
Before I can recommend a course of action, I need to know where you want to end up.
Do you just want to get rid of your debt?
Do you want to keep your house or dump it?
Do you want to continue paying certain creditors for personal reasons?
My advice will largely depend on the result you want.
There’s an old saying, “when your only tool is a hammer, everything looks like a nail.” An attorney who has one solution for every problem will likely see your situation as just another nail. I have lots of tools to help you resolve your debt problems. Depending on your individual circumstances, I might recommend:

  • A Chapter 7 bankruptcy,
  • A Chapter 12 bankruptcy,
  • A Chapter 13 bankruptcy,
  • A debt settlement,
  • A Wisconsin Chapter 128 debt amortization,
  • Defending against a foreclosure or small claims suit,
  • Doing nothing, or something else.

Every problem is different and requires its own analysis. Although most of my clients choose to file bankruptcy, I won’t recommend it if I think something else is in your best interests. If I can’t help you, I’ll let you know that, too.

Stop trying to deal with these problems on your own. You probably have more options than you realize. Call today to set up a free consultation and take the first step toward a brighter financial future.

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Check my latest blog posts

How Do I Value My Assets in Bankruptcy?

How Do I Value My Assets in Bankruptcy?

Filers of a Chapter 7 or Chapter 13 bankruptcy will have to disclose and value their assets. While there are always exceptions, this post should help you value your assets correctly. My pets are priceless to me, and I would never sell them. How can I put a value on...

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