Contact me to set up a free initial consultation. This meeting will take about an hour. Tell me your situation and I’ll give you options for handling it. I’ll also tell you how much I’ll charge to represent you if you choose to hire me. I’ll offer you a fee agreement that you can take home to review before making any decisions. If you decide bankruptcy isn’t for you, this is the end of the process and you won’t owe me anything for the visit. If you decide to proceed, you’ll return the fee agreement to me and I’ll send you a worksheet to complete and a list of documents to gather.

Get credit counseling (45-60 minutes) as described HERE, complete the worksheet (60-90 minutes), and gather the requested documents.

Once your case has been filed, I will send you a letter telling you about your first meeting of creditors, a/k/a §341 meeting. This meeting is mandatory. Missing it for any reason may result in your case being dismissed. We can’t schedule it for convenience, but you’ll have about a month’s notice so you can make the necessary arrangements with work, child care, school, etc.

I will meet you about 15 minutes before your §341 meeting to go over any questions you may have. After the meeting (which should take 10-15 minutes), you and I will review what took place and I’ll answer any questions. I will also tell you if we are required to supply any other information to the trustee. If so, you will have approximately one week to supply the documentation to me. If no other documentation is needed, you will likely be finished with the process.